AuditTrailr

AuditTrailr is a web app (with a lightweight mobile companion) that helps SMBs and brokers assemble “audit-ready” insurance evidence packs in days instead of weeks. It connects to payroll, accounting, and HR systems to pull the specific fields carriers request for workers’ comp, GL, and cyber underwriting/audits (payroll by class code, subcontractor COIs, revenue by segment, security controls, etc.). The app maps raw data into carrier-friendly templates, flags inconsistencies that trigger premium surprises, and maintains a time-stamped document vault so users can prove what was true at binding time. It’s a combination traditional + AI app: AI extracts and normalizes documents (COIs, contracts, SOC2 reports) and suggests missing items, but the workflow stays deterministic and auditable. Realistically, distribution is the hard part; this wins only if you partner with brokers/TPAs who feel the pain daily.