BenefitLedger

BenefitLedger is a web + mobile app that helps employees actually use the benefits they already have. It connects to common benefits portals (when available) or lets users quickly add benefits via scan/import, then turns messy plan PDFs and emails into a simple dashboard: what you have, what it costs, what you can claim, and what deadlines are coming. It sends reminders for open enrollment, FSA/HSA spend-down, mental health sessions, fertility reimbursements, commuter benefits, and wellness stipends. For employers, it offers an optional admin view that shows anonymized utilization trends and “confusion hotspots” (where employees drop off), without exposing individual health details. This is not a magic savings app—most value comes from reducing missed deadlines and unclaimed reimbursements. The product lives or dies on clean integrations and a dead-simple onboarding flow.