BenefitNudge

BenefitNudge helps retirees and near-retirees avoid costly, common errors in Medicare, Social Security timing, and retirement income withdrawals. It works by turning your real situation into a simple checklist of “watch-outs” and deadlines: enrollment windows, IRMAA income thresholds, Part D plan review reminders, spousal benefit triggers, and RMD timelines. Users connect accounts (or enter data manually) to build a lightweight profile, then get alerts when a decision or deadline is approaching and what to ask a human advisor or call center. This is not a magic optimizer; it’s a practical guardrail system that reduces expensive oversights and paperwork chaos. The app includes a document vault for plan letters and notices, a call-prep script generator, and a yearly “benefit audit” workflow to keep coverage and income decisions aligned with real life changes.