BillBench

BillBench is a mobile + web AI-assisted financial literacy simulator that teaches budgeting, credit, and debt management through realistic monthly “life scenarios.” Users pick a profile (student, hourly worker, new parent, gig worker) and get a paycheck cadence, bills, surprise expenses, and credit offers. The app scores decisions (cash flow, interest paid, credit utilization, emergency fund runway) and shows the long-term consequences in plain language. It also includes short, scenario-triggered lessons (e.g., “What happens if you miss a minimum payment?”) and a weekly challenge mode that builds habits without requiring users to link bank accounts. It’s not a magic “get rich” app; it’s a practice field for avoiding expensive mistakes. Monetization is realistic: freemium with paid scenario packs, classroom/NGO licenses, and employer financial wellness bundles.