BillNudge

BillNudge is a mobile + web app (traditional app with light AI) that helps couples run shared finances without forcing full account merging. It connects to each partner’s bank accounts, identifies recurring bills and shared spending patterns, and proposes a simple monthly “fair share” plan based on agreed rules (50/50, income-weighted, category-based, or custom). The app then automates reminders, tracks who paid what, and creates a single, non-judgmental weekly check-in summary both partners can sign off on. A lightweight AI layer turns transactions into plain-language explanations (“Your groceries spiked because of two bulk trips”) and drafts a 5-minute agenda for money talks. The goal is not budgeting perfection; it’s reducing ambiguity and resentment with clear expectations, receipts, and a repeatable routine.