BillNudge

BillNudge is a mobile + web AI-assisted app that finds your recurring expenses, flags the ones most likely to be waste, and guides you through concrete actions to cut them. It connects to your bank via Plaid, detects subscriptions and variable bills (internet, mobile, insurance), and ranks them by “easy savings” and “annual impact.” For each bill, it offers a one-tap playbook: cancel links, downgrade paths, competitor offers, and a scripted call/chat template. If you choose, it can generate a personalized negotiation script using your usage patterns and local market rates, then track outcomes and remind you to follow up. It also includes a “cooldown” feature that blocks re-subscribing for 30 days and a savings scoreboard that shows real dollars saved, not vague budgets. This is not magic: many providers won’t budge, but the app makes the process faster and more consistent.