BillTriage

BillTriage is a mobile + web app that ranks your upcoming bills by real-world damage, not vibes. You connect accounts (or enter bills manually) and it scores each obligation by late-fee impact, service shutoff risk, credit reporting likelihood, and replacement difficulty (e.g., phone vs. streaming). It then builds a “minimum survival plan” for the next 7/14/30 days, showing exactly what can be delayed and what absolutely cannot. The app is brutally honest: if your income can’t cover essentials, it says so and offers concrete next steps—call scripts for hardship plans, due-date change requests, and a prioritized list of creditors to contact. It also tracks promises you make (payment arrangements) so you don’t accidentally default. This is not a budgeting app for dreamers; it’s for staying afloat when money is tight.