BondBench

BondBench is a mobile + web AI-assisted app that helps everyday savers evaluate fixed-income options (Treasuries, CDs, investment-grade bond ETFs) using plain-English comparisons and scenario testing. Users connect accounts (optional) or manually enter holdings, then see a unified “income dashboard” showing yield, duration/interest-rate sensitivity, credit risk proxies, and liquidity constraints. The app runs stress tests like “rates up 1%” or “need cash in 6 months” and highlights what breaks first. It also flags common traps (callable CDs, long-duration funds in short-horizon goals) and suggests simpler alternatives based on constraints, not hype. This is not a trading app; it’s a decision-support layer that links out to brokers/banks for execution. Realistically, it wins only if it’s brutally clear, fast, and trustworthy—otherwise users will default to their brokerage’s built-in tools.