BuyReady

BuyReady helps people save for big purchases without lying to themselves. You set a target item (car down payment, laptop, vacation, home renovation), a deadline, and connect your bank. The app calculates a “safe-to-save” amount each week based on real cash-flow, upcoming bills, and recent spending volatility—then auto-moves money to a dedicated savings pocket. If you’re trending behind, it suggests concrete tradeoffs (pause subscriptions, cap dining, delay the date) and shows the exact impact in dollars and days. The core screen is a simple progress bar with a confidence score: green means you’re on track, yellow means you’re gambling, red means you’re not getting there without changes. It also supports price tracking for the item and alerts you when discounts make the goal easier. This is a mobile app with a lightweight web dashboard.