CashPark

CashPark is a mobile + web app that helps consumers “park” short-term cash (emergency fund, taxes, down payment) across FDIC/NCUA-insured options they already use: checking, savings, money market, and T-bills via supported brokerages. It connects accounts, reads balances and interest, and recommends a simple allocation based on your liquidity needs and risk tolerance (no crypto, no leverage). The app focuses on after-tax, after-fee yield and real-world constraints like transfer times, withdrawal limits, and minimums. It also monitors rate changes and sends actionable alerts like “Move $3,000 from Bank A to Treasury ladder—net +$9/mo after tax.” It includes a one-tap “cash map” showing where every dollar sits, what it earns, and how fast you can access it. This is a traditional app with light AI for explanations and personalized nudges.