CashRunway

CashRunway is a mobile + web budgeting app that focuses on one thing most budgets get wrong: timing. Instead of vague monthly categories, it builds a day-by-day “runway” that shows what you can safely spend after upcoming bills, subscriptions, and planned savings transfers clear. Users connect bank accounts, then confirm recurring charges and pay dates (rent, utilities, debt payments, paychecks). The app continuously forecasts your lowest balance date and warns you before you drift into overdraft territory. It also supports “sinking funds” (car repairs, gifts, annual fees) by automatically reserving small amounts each pay period, so surprises stop wrecking the month. This is a traditional app with light AI assistance: it suggests recurring transactions and pay schedules, but the user stays in control. It’s not magic—if your income is unstable, it will show uncomfortable truths fast.