CashTriage

CashTriage is a mobile + web app that turns your real spending into a prioritized “survival plan” for income shocks. Connect bank/credit accounts, then the app auto-categorizes recurring bills, identifies contractual obligations, and ranks expenses by urgency, penalty risk, and negotiability. It generates a step-by-step playbook: which subscriptions to cancel, which bills to call and request hardship terms for, and how long your cash will last under multiple scenarios (hours cut, job loss, medical bill). It also tracks a “minimum viable month” budget and alerts you when you drift above it. This isn’t a feel-good budgeting app; it’s a decision tool for bad weeks. The app includes templates and call scripts for negotiating due dates, payment plans, and fee waivers, plus a simple checklist for documenting hardship for lenders/landlords.