ChargeClarity

ChargeClarity connects to your bank and card accounts and turns messy transaction lines into understandable, searchable spending records. It enriches each charge with the real merchant name, category, location, and whether it looks like a subscription, tip-adjusted total, duplicate, or pending-to-posted change. The core value is reducing “mystery spend” so users can quickly spot fraud, billing errors, and forgotten recurring charges without living in spreadsheets. It also generates a weekly “What changed?” digest: new merchants, price increases, repeated small charges, and unusual locations. This is not a budgeting app; it’s a transaction explanation and anomaly triage tool. Monetization is a freemium model: limited accounts and history for free, paid for multi-bank, longer history, and advanced alerts. Realistically, success depends on data quality and trust.