ChargeShield

ChargeShield is a web app + API that helps small and mid-size ecommerce brands reduce fraud and chargebacks without hiring a risk team. It plugs into Shopify/Stripe/Adyen and scores each checkout using a mix of rules and lightweight AI: device fingerprint signals, velocity checks, BIN/issuer risk, address anomalies, and behavioral patterns. The product focuses on “actionable decisions,” not dashboards: approve, challenge (step-up), or block, with clear reasons and suggested thresholds. It also generates dispute-ready evidence packets (order timeline, customer comms, delivery proof requests) to improve win rates and reduce operational time. Brutal truth: you won’t beat Stripe Radar on raw model quality. You can win by being easier to configure for non-experts, cheaper for lower volumes, and better at chargeback operations and evidence automation where merchants still waste hours.