ClaimSnap

ClaimSnap is a mobile + web app that lets microinsurance customers file and receive payouts for simple, high-frequency claims (phone screen damage, crop/weather index triggers, clinic visits) in minutes, not weeks. Users submit a photo/video, basic details, and optional location data; the app guides them with step-by-step prompts in local languages and works in low-bandwidth mode with SMS/USSD fallbacks. On the insurer/agent side, a lightweight dashboard triages claims, flags fraud patterns, and automates payouts for low-risk cases. This is a combination traditional + AI app: AI helps validate documents/images, detect duplicates, and route edge cases to humans. The business is B2B2C: you sell the workflow and fraud reduction to microinsurers, MFIs, and telcos bundling micro-cover, while customers get a faster, clearer claims experience. Realistically, adoption hinges on partnerships and regulatory compliance, not just product quality.