COICheck

COICheck is a web app (with optional mobile companion) for property & casualty carriers, MGAs, and brokers to validate Certificates of Insurance (COIs) at scale. Users upload COIs (PDF/image) or forward them via email. The system extracts key fields (insured, policy numbers, effective dates, limits, additional insured wording, waiver of subrogation, cancellation notice) and checks them against configurable rules and known carrier/ACORD templates. It flags common problems: expired coverage, mismatched named insured, missing endorsements, suspicious edits, and non-compliant limits for specific job sites or vendors. It generates a pass/fail report, requests corrections with one click, and maintains an audit trail for underwriting and compliance. This is an AI + traditional app: AI for document parsing and anomaly detection, traditional workflows for approvals, rules, and integrations.