ConsentLedger

ConsentLedger is a web app (with optional mobile companion) that gives consumers and small businesses a single place to see which apps have access to their bank accounts via open banking, what data they can pull, and when they last accessed it. It continuously monitors linked accounts through open banking connections and flags risky patterns like dormant apps still holding access, unusually broad permissions, or frequent data pulls. Users can revoke access with one click where supported, and it generates a plain-English audit trail for compliance, disputes, or security reviews. This is not a budgeting app; it’s a permission and exposure manager. The hard truth: many open-banking users don’t understand what they’ve granted, and banks/aggregators don’t provide a clean, unified view. The product wins by being boring, clear, and trusted—like a “password manager” for financial data sharing.