CrediCurve

CrediCurve is a web app (with optional desktop export tools) for actuarial and pricing teams who need to build, validate, and monitor credit-based rating factors without weeks of spreadsheet wrangling. It ingests policy + claims + bureau attributes, runs reproducible GLM/GAM workflows, and outputs regulator-ready exhibits showing lift, stability, and fairness metrics by protected-class proxies and geography. The product is a combination traditional + AI: traditional for deterministic modeling pipelines and versioning; AI to generate documentation drafts, explain model changes, and flag suspicious data shifts (but it does not “auto-price” blindly). It focuses on the messy middle: feature definitions, variable capping, binning, monotonic constraints, and change logs that survive internal model governance. Expect it to replace ad-hoc Excel/SAS scripts with a controlled workflow that’s easier to review, rerun, and defend.