CredWatch

CredWatch is a web app (with optional mobile companion) that helps SMBs and mid-market suppliers reduce credit losses by continuously monitoring customers and flagging early warning signals. It connects to your accounting/ERP to pull open invoices, payment history, and customer exposure, then blends that with external signals like company registry changes, legal filings, news mentions, and payment-behavior trends (where available). The app produces a simple risk dashboard: who is drifting, who is deteriorating fast, and what actions to take (tighten terms, request deposits, pause shipments, escalate collections). It’s not a magic “predict bankruptcy” tool—data gaps are real—so it focuses on practical, auditable alerts and workflows that credit teams can act on. The MVP targets faster detection and better prioritization, not replacing human judgment.