CrisisLedger

CrisisLedger is a mobile + web app that turns your real financial data into an emergency readiness score and a concrete, week-by-week plan. Connect your bank accounts to map fixed bills, variable spending, and income volatility, then simulate common shocks: job loss, medical deductible, car repair, rent hike. The app calculates “days of cash” and “minimum viable budget,” and recommends specific actions in priority order (pause subscriptions, renegotiate bills, adjust withholding, build a micro-buffer). It also includes a lightweight “crisis mode” checklist: who to call, which bills to pay first, and what to sell or refinance—based on your numbers, not generic advice. This is not a magic wealth app; it’s a practical triage tool to reduce panic and prevent cascading late fees, overdrafts, and debt spirals when something breaks.