CurveWatch

CurveWatch is a web app (with optional desktop export tools) that helps finance teams quantify and monitor interest rate risk without needing a full-blown treasury management system. Users upload debt schedules (loans, revolvers, swaps, caps) or connect accounting data, then map exposures to benchmark curves (SOFR, SONIA, EURIBOR, etc.). The app runs scenario and stress tests (parallel shifts, curve steepening/flattening, basis moves) and translates them into plain outcomes: next-12-month interest expense range, covenant headroom impact, and liquidity runway. It also tracks key reset dates, cap strikes, and hedge effectiveness assumptions, generating a weekly “rate risk brief” and alerts when exposures drift outside policy limits. It’s realistic: it won’t replace sophisticated bank models, but it will give mid-market companies a defensible, auditable view of rate sensitivity and board-ready reporting at a fraction of the cost.