DisputePilot

DisputePilot is a mobile + web app that helps consumers file credit-card billing disputes correctly and on time. Users connect email/receipts (or upload screenshots), select the issue type (fraud, not received, defective, subscription trap, wrong amount), and the app generates a dispute packet: a clean timeline, evidence checklist, and a letter tailored to the card network rules and issuer requirements. It tracks deadlines (e.g., 60-day windows), reminds users to respond to issuer requests, and logs every interaction so users don’t lose on technicalities. It also provides a realistic “odds of success” score based on evidence completeness and dispute category, so users don’t waste time on weak cases. This is an AI + traditional app: AI drafts the narrative and organizes evidence; the workflow and compliance guardrails are deterministic. Monetization: $6.99 per dispute or $4.99/month for ongoing subscription monitoring and dispute support.