DocuReady

DocuReady is a mobile + web AI-assisted pre-approval readiness checker that turns a buyer’s messy financial life into a lender-style checklist and risk score. Users connect payroll, bank accounts, and credit (or upload statements), then the app flags the exact issues that commonly derail pre-approval: inconsistent deposits, high utilization, missing W-2s, unverifiable cash, recent job changes, and debt-to-income red flags. It generates a “next 14 days” action plan (pay down which card first, what not to do, what documents to gather) and a shareable package for a loan officer or agent. This is not a lender replacement; it’s a preparation layer that reduces back-and-forth and prevents embarrassing denials. Monetization is straightforward: subscription for consumers or per-seat pricing for agents/loan officers who want cleaner, faster files.