DriftGuard

DriftGuard is a web + mobile app that monitors your stock/ETF portfolio for “silent drift” caused by price moves, new contributions, and dividend reinvestment. Instead of generic rebalancing reminders, it quantifies the real-world impact: risk exposure changes (sector, factor, country), concentration creep, and tracking error versus your chosen benchmark. It connects to major brokerages via read-only aggregation and produces a simple weekly action list: what to buy/sell (or not touch) to get back within your guardrails while minimizing taxes and trading friction. It’s brutally practical: most retail investors don’t rebalance consistently, and many don’t realize their ‘simple’ ETF mix can morph into something much riskier over time. The app focuses on clarity, not charts—one dashboard, one explanation, one recommended next step.