DriftGuard

DriftGuard is a mobile + web AI robo-advisor layer focused on one unsexy problem: portfolios silently drifting away from the risk level you intended. Users connect brokerage accounts, set a target risk profile (or import an IPS), and DriftGuard continuously monitors factor exposure, concentration, and volatility drift. When drift crosses thresholds, it generates a plain-English explanation and a specific, minimal-trade rebalance plan (including tax-aware guardrails) that the user can execute manually or via supported broker trading APIs. It also simulates “do nothing” vs “rebalance” outcomes so users understand the tradeoffs. This is not trying to beat the market; it’s trying to prevent accidental risk-taking and behavioral mistakes. Monetization is subscription-based, with higher tiers for multi-account households, advisor collaboration, and automated execution where permitted.