FeeLens

FeeLens is a mobile + web AI app that connects to your bank accounts (via open-banking) and audits every transaction for fee patterns: overdraft chains, ATM surcharges, “maintenance” fees, duplicate subscriptions, and sneaky FX markups. It explains each fee in plain language, estimates how much you’ll lose over 12 months, and recommends the most realistic fixes: switching account tiers, setting low-balance alerts, moving bill dates, or using a different card for travel. Where possible, it generates a ready-to-send dispute/waiver request with supporting transaction evidence and a timeline. It also simulates “what-if” scenarios (e.g., keeping a $200 buffer) and tracks whether changes actually reduced fees. The product is intentionally narrow: it’s not a full budgeting app, it’s a fee-reduction tool with measurable ROI and clear outcomes.