FeeLensIRA

FeeLensIRA is a web + mobile app that helps individuals uncover the real, all-in cost of their retirement accounts (401(k), IRA, Roth IRA, 403(b)). Users upload a statement PDF or connect via read-only aggregation to pull holdings, expense ratios, plan admin fees, advisory fees, and cash drag. The app translates confusing line items into a single annual dollar cost and a lifetime impact estimate, then suggests lower-cost alternatives (e.g., comparable index funds/ETFs) and a step-by-step action checklist tailored to the account type (what you can change inside a 401(k) vs. what requires a rollover). It’s not a robo-advisor and won’t manage money; it’s a transparency and decision tool. The product is realistic because it focuses on one job: fee detection and plain-English guidance, not outperforming markets.