FeeSleuth

FeeSleuth is a mobile + web app that connects to your bank accounts and cards (via a read-only aggregator) to detect recurring “silent” charges: subscription creep, bank fees, overdraft patterns, late fees, and price hikes. It flags what’s new, what increased, and what’s likely unnecessary, then gives you one-tap actions: reminders before renewals, cancellation instructions, and dispute templates for clearly unauthorized charges. The AI layer categorizes merchants more accurately than rules alone, explains why a charge is suspicious in plain language, and predicts which upcoming fees you’re most likely to incur based on your cash-flow. Brutal reality: you’re competing with incumbents, so you win by being sharper on fees (not generic budgeting) and by being trustworthy and transparent about data use. Monetization is a low-friction freemium model with a paid “fee recovery” toolkit.