FIChecklist

FIChecklist turns “financial independence” from a vague goal into a concrete, trackable operating plan. You connect your accounts (or enter numbers manually), set a target FI date and lifestyle budget, and the app generates a weekly checklist: raise savings rate, cut specific recurring costs, rebalance allocations, increase income tasks, and tax-advantaged account priorities. It focuses on what actually moves the needle: cash flow, savings rate, and time-to-FI—without pretending it can magically beat the market. It also includes a “reality mode” that stress-tests your plan against job loss, medical bills, market drawdowns, and inflation, then tells you what breaks and what to change. The tone is blunt: if your goal is unrealistic, it will say so and show the math. It’s a mobile + web app, traditional app with light AI assistance for task suggestions and explanations.