FXReality

FXReality is a web app (with optional mobile companion) that helps SMEs and import/export businesses in emerging markets understand and reduce currency and inflation risk without needing a treasury team. Users connect bank transactions (or upload statements), tag exposures (imports, payroll, debt, subscriptions), and get a simple “next 90 days” cashflow-at-risk view in local currency and USD. The app pulls official and market FX rates, inflation proxies, and local interest rates, then runs scenario stress tests (devaluation, rate hikes, delayed receivables). It recommends practical actions: invoice currency clauses, pricing adjustments, payment timing, and low-friction hedging options where available (or “no viable hedge” when true). It also generates lender-ready reports for financing discussions. This is not a trading app; it’s a decision-support tool that makes risk visible and actionable for businesses that currently fly blind.