GapCheckr

GapCheckr is a mobile + web app (traditional app with light AI) that tells car buyers whether GAP insurance is actually worth buying for their specific deal. Users snap a photo of their purchase/lease worksheet or upload the PDF; the app extracts key numbers (sale price, taxes/fees, down payment, APR, term, trade-in, payoff, add-ons) and estimates the “gap risk” over time using realistic depreciation curves. It then shows a simple recommendation: buy, skip, or negotiate price/terms instead—plus a target monthly price range for GAP and a script to push back on the finance office. It also flags common traps (rolling negative equity, overpriced add-ons, extended terms) and stores a deal summary for later. This won’t replace an insurance agent; it’s a decision tool that reduces expensive, high-pressure mistakes at the dealership.