GoalGlide

GoalGlide is a mobile + web AI-assisted robo advisor focused on one thing most robo platforms gloss over: irregular income and real-life spending volatility. Users connect bank and brokerage accounts, set goals (emergency fund, house, retirement), and the app builds a simple ETF portfolio per goal. The twist is a “cashflow-aware” contribution engine that forecasts near-term bills and income, then automatically adjusts deposits so users don’t over-invest and trigger overdrafts or credit card float. It also recommends when to pause, reduce, or catch up contributions, and explains tradeoffs in plain language. The MVP avoids complex tax alpha promises and instead prioritizes consistency: staying invested without causing cash crunches. It can run as an advice-only planner at first, then expand to managed accounts via a broker-dealer/RIA partner once compliance and custody are in place.