GuardrailAI

GuardrailAI is a mobile + web robo-advisor companion that focuses on behavior, not just allocation. It connects to your brokerage via read-only access, learns your risk tolerance from short prompts and real portfolio reactions, then sets “guardrails” for stressful markets: pre-committed rebalancing bands, cooldown periods, and a simple playbook for what to do when headlines spike. Instead of promising alpha, it aims to reduce self-inflicted losses from emotional trading. The app sends plain-language alerts like “You’re about to sell after a 7% drop—historically this locks in losses; here’s your pre-agreed plan.” It can also simulate outcomes of staying invested vs. selling, using your actual holdings and time horizon. Monetization is subscription-based; it does not need to custody assets, which lowers regulatory and operational complexity compared to full robo platforms.