HabitWager

HabitWager is a mobile app that turns habit formation into a real financial commitment. You pick one habit, set a weekly target, and stake a small amount of money. Each day you check in with proof (photo, GPS, or time-stamped note depending on the habit). If you hit the weekly target, you keep your stake (or optionally grow it via matched rewards from sponsors). If you miss, the money is automatically donated to a cause you dislike or to a neutral charity—your choice, but you must choose upfront. The app focuses on brutal simplicity: one active habit at a time, clear rules, and no motivational fluff. It includes optional accountability partners who can verify check-ins and earn a small cut for honest verification. This is not therapy; it’s behavior economics applied to everyday routines.