JobGapGuard

JobGapGuard is a mobile + web app that calculates your true “job-loss runway” and turns it into a weekly action plan. You connect payroll and bank accounts (or enter manually), and it models what happens if income drops to zero: essential bills, debt minimums, insurance, childcare, and realistic job-search timelines by role and location. It then recommends concrete moves like trimming subscriptions, renegotiating bills, pausing discretionary categories, and setting a target cash buffer. The app also runs stress tests (e.g., 20% pay cut, partner job loss, medical deductible hit) and shows which single change buys the most months of safety. It’s not an investing app; it’s a survival planning tool. Brutal truth: most people underestimate fixed costs and overestimate how fast they’ll find work—this app makes that gap visible and actionable.