LeaseTruth

LeaseTruth is a mobile + web AI-assisted car lease and finance offer analyzer for consumers who don’t trust dealer math (and shouldn’t). Users paste a quote (photo/PDF/email) and the app extracts money factor, residual, fees, add-ons, APR equivalents, and total cost of ownership. It flags common tricks: marked-up money factor, inflated fees, negative equity roll-ins, extended terms, and overpriced products. It then generates a negotiation script and a “walk-away price” based on local comps and lender-rate benchmarks. The app also tracks multiple offers side-by-side and stores a clean audit trail you can bring to the dealership. Monetization is subscription or per-report, plus optional referral revenue from partner credit unions—clearly disclosed. This won’t magically get you a unicorn deal, but it will stop you from getting quietly overcharged.

← Back to idea list