LienLens

LienLens is a web + mobile app (traditional + AI) that helps consumers and small landlords catch and resolve “silent” debt issues—tax liens, judgments, collections, and reporting mismatches—before they spiral into denials for housing, loans, or jobs. Users connect credit bureau data (where available), upload letters/notices, and optionally link public-record searches by state/county. The app builds a simple “Debt Risk Timeline” showing what’s reporting, what’s enforceable, what’s outdated, and what’s likely inaccurate. AI extracts key details from notices (account numbers, dates, amounts, court venue), flags statute-of-limitations and reporting-age red flags, and generates dispute/verification letters with the right attachments checklist. It also tracks deadlines, certified-mail receipts, and outcomes so users don’t lose momentum. This is not a magic credit-fix tool; it’s a structured workflow to reduce errors and prevent avoidable damage.