LoyaltyLock

LoyaltyLock is a mobile + web app that tracks your loyalty points, credits, and rewards across major programs and tells you exactly what to do next to avoid losing value. Users forward loyalty emails or connect accounts where supported; the app normalizes balances, expiry dates, and redemption rules into a single dashboard. It then generates a prioritized “save this first” action list (e.g., use $12 in expiring drugstore points, convert hotel points before devaluation, stack a targeted offer with a coupon). It also flags sneaky changes like program devaluations, minimum redemption thresholds, and “points expire after inactivity” traps. This is a combination traditional + AI app: traditional for secure aggregation and rules, AI to extract details from messy emails/terms and to recommend the next best redemption action. It’s realistic: you won’t cover every program at launch, but you can win by being accurate on the top ones.