MoneyMoods

MoneyMoods is a mobile + web AI-assisted financial therapy companion that helps users identify emotional triggers behind spending, avoidance, and financial conflict. Instead of importing every transaction, it focuses on fast daily check-ins: mood, stress, impulse level, and one money decision made that day. The app turns these into patterns (e.g., “late-night anxiety + social media = impulse buys”) and offers short, evidence-based exercises (CBT-style reframes, urge-surfing timers, values-based spending prompts). Users can optionally share a weekly summary with a therapist or coach via a secure link. It’s realistic: it won’t “fix” finances alone, but it can reduce shame, improve awareness, and make therapy sessions more productive. Monetization is subscription with a therapist/coach add-on portal for client management and session prep summaries.