MoneyReplay

MoneyReplay is a mobile + web AI app that teaches financial literacy through short, realistic “money scenarios” based on your life stage (first job, gig worker, new parent, student, etc.). Instead of generic lessons, users play through weekly simulations: choosing health plans, handling overdrafts, negotiating rent, picking credit cards, or prioritizing debt. The app shows the real-world consequences over time (interest, fees, credit score impact, cash-flow crunches) and then explains the concepts in plain language. It also includes a “What would you do?” community benchmark so users can compare their choices to peers without sharing personal data. The goal is behavior change, not trivia: build decision-making muscle with repetition, feedback, and small wins. Monetization is a low-cost subscription plus optional employer/school licensing.