Paycheck Autopilot

Paycheck Autopilot is a mobile and web app that forces structure onto chaotic personal finances by planning every paycheck down to the dollar. Instead of vague monthly budgets that people ignore after three days, it works paycheck-by-paycheck: you enter your pay dates, fixed bills, debts, and savings goals, and the app generates a rigid allocation plan for each upcoming paycheck. It then connects to your bank to track whether you actually followed the plan, flagging overspending instantly instead of weeks later. This is a traditional app with light AI assistance: AI suggests realistic spending caps based on your history, but the core is hard constraints and brutal visibility, not feel-good coaching. The app is intentionally opinionated: no cute charts, no fake positivity, just a clear view of what you can actually afford and what you can’t. It’s built for people who are tired of pretending they’ll “do better next month” and want a system that makes overspending painfully obvious and harder to hide from themselves.