PayLinkAudit

PayLinkAudit is a web app (with an optional mobile companion) for businesses that rely on open-banking payments and want to reduce failed payments. It connects to multiple open-banking providers and your bank accounts to track payment initiation outcomes end-to-end: created, authorized, pending, settled, or failed. It flags where the drop-off happens (bank selection, consent screen, SCA step, redirect return, settlement) and quantifies revenue lost to each failure mode. The app automatically correlates bank status updates with your internal order IDs and customer sessions, then produces actionable reports: which banks fail most, which devices/browsers cause issues, and which providers have higher success rates. It also generates customer-friendly retry links and recommended fallback paths (card, manual transfer) when open-banking is likely to fail. This is not glamorous, but it targets a real, measurable leakage point.