PayProof

PayProof is a web app (with optional mobile companion) that helps SMEs and their lenders verify invoice legitimacy and payment status without expensive EDI setups. Suppliers upload invoices and supporting documents; buyers confirm receipt and approve milestones through a lightweight portal. The system generates a tamper-evident “verification packet” (invoice, PO match, delivery evidence, buyer confirmation, payment timeline) that can be shared with factoring firms and banks to speed underwriting. An AI layer flags anomalies (duplicate invoices, suspicious vendor changes, inconsistent delivery dates, unusual pricing) and summarizes risk signals for credit teams. The product is intentionally narrow: verification and audit trail, not a full ERP replacement. Integrations focus on common accounting tools and bank statement feeds to confirm settlement. The goal is fewer disputes, faster funding decisions, and reduced fraud exposure for supply chain finance providers.