PlanPulse

PlanPulse is a mobile + web robo-advisor that builds an investment plan from your actual monthly cashflow, not a one-time risk quiz. Users connect bank and brokerage accounts, then the app forecasts bills, income variability, and upcoming large expenses to set a realistic, dynamic contribution schedule. It automatically adjusts target allocations and contributions when life changes happen (rent increase, job change, new loan) while keeping guardrails around emergency fund and short-term goals. The app focuses on “doable investing” for people who constantly start and stop contributions. It offers a simple core portfolio (ETF-based), goal buckets (emergency, house, retirement), and a clear “next best action” each month. It’s not trying to beat the market; it’s trying to keep users invested consistently with fewer overdrafts and fewer panic pauses.