PolicyPulse

PolicyPulse is a mobile + web AI app that audits your existing insurance policies (home, auto, renters, small business) and flags common overcharges, gaps, and mismatched coverages. Users upload a declarations page or connect their insurer portal; the app extracts key fields, normalizes them, and benchmarks them against regional averages and risk factors. It then produces a plain-English “keep/change” checklist and a renewal calendar with reminders. For users who want to act, PolicyPulse generates a shopping-ready coverage spec you can send to brokers or comparison sites—without pushing a specific carrier. The realistic value is not “magically cheaper insurance”; it’s reducing confusion, preventing duplicate coverage, and catching renewal creep. Monetization is subscription for households and per-seat for brokers/benefits admins who run audits at scale.