RateRadar

RateRadar is a mobile + web app that tracks your cash across banks and automatically flags when you’re earning a below-market APY. You connect accounts (read-only) and set simple rules: minimum APY, FDIC/NCUA-only, no direct-deposit requirement, and liquidity needs. The app continuously monitors rate changes for HYSAs, money market accounts, and short-term CDs, then shows the realistic net gain after taxes, transfer time, and any hoops. When a better option appears, it generates a step-by-step move plan (what to open, how much to move, timing to avoid interest loss) and pre-fills checklists. It’s not a robo-advisor and doesn’t pretend to “beat the market”; it just helps you stop leaving free interest on the table with minimal effort and fewer mistakes.