Reality Burn Rate

Reality Burn Rate is a brutally honest mobile and web app that tells you one thing: how many days until you’re broke if nothing changes. You connect your bank, credit cards, and recurring bills, and the app calculates your true monthly burn rate, including the ugly stuff you usually ignore—interest, subscriptions you forgot about, and irregular but predictable costs like car repairs or annual insurance. Instead of vague charts and feel-good savings goals, it gives you a hard countdown clock and scenario sliders: what happens if rent goes up, if you lose your job, if you cut eating out by half. It doesn’t pretend you’re going to magically become a budgeting saint; it assumes your current behavior continues unless you explicitly change it. The interface is intentionally stark and minimal, designed to confront you with the consequences of your spending in under 10 seconds. This is not a feel-good finance app; it’s a financial smoke alarm that screams when your lifestyle and income are dangerously misaligned.