Rebalnce

Rebalnce is a robo-advisor that focuses on one thing most incumbents under-deliver: keeping clients invested through volatility with rules they pre-commit to. Users set a simple goal (retirement, house, safety buffer), risk ceiling, and “panic plan” (what happens if markets drop 10%, 20%, 30%). The app then automates deposits, diversified ETF portfolios, and rebalancing, but also triggers pre-agreed actions: reduce equity exposure, pause contributions, or shift to cash-like funds—only within the user’s written policy. It includes a plain-language “What changed and why” feed after every rebalance and a monthly one-page progress report. This is not a magic alpha machine; it’s a behavior-first automation layer designed to reduce costly emotional decisions. It can run as a standalone advisor (RIA) or as a B2B white-label module for credit unions and neobanks.