RenewalRadar

RenewalRadar is a mobile + web AI-assisted app that helps homeowners and drivers catch silent premium creep before renewal. Users upload their current declarations page (PDF/photo) and answer a few questions about changes (mileage, drivers, home upgrades, roof age). The app extracts coverages, deductibles, endorsements, and limits, then benchmarks them against user-stated risk tolerance and typical market ranges. It flags common overcharges (bundling discounts missing, outdated mileage, inflated replacement cost assumptions, redundant endorsements) and generates a clean “negotiation brief” to send to the current carrier or an independent agent. It also tracks renewal dates, rate changes over time, and provides a checklist of documents to request. This is not a full brokerage; it’s a consumer-side audit tool to create leverage and reduce friction in shopping or renegotiating.