RepriceRadar

RepriceRadar is a web app (with optional Excel add-in) that helps finance teams quantify and monitor interest rate repricing risk across loans, debt facilities, leases, and cash instruments. Users upload a simple schedule (balances, index, spread, reset frequency, caps/floors, maturity) and the app generates a repricing ladder, gap analysis, and cashflow-at-risk under multiple rate paths (parallel shifts, steepeners/flatteners, and forward-curve scenarios). It flags concentration risk (e.g., too much debt resetting in the next 90 days), covenant sensitivity, and refinancing cliffs. This is a combination traditional + AI app: AI assists with extracting terms from loan agreements and mapping messy exports into a clean schema, but core calculations remain deterministic and auditable. It’s built for “good enough, fast” risk visibility—without the cost and complexity of enterprise ALM systems.